We compare 20+ UAE banks, package your file, and guide you from pre-approval to offer letter with clear next steps.
Free consultation
Share your details and we will respond within 30 minutes during working hours.
Free eligibility check
Answer a few quick questions about your income, residency, and property goals — our advisors will call you with personalised mortgage options.
Advisors respond within 30 minutes during working hours
Trusted partner network
Partner with over 20+ banks in the UAE
Services
Home, investment, and commercial financing with clear eligibility guidance and straightforward bank comparisons.
From Downtown Dubai to Abu Dhabi and the Northern Emirates, our advisors know local lenders, valuations, and developer milestones, so your mortgage moves at the speed of the market.
Mortgage calculator
Get a quick affordability check before you speak with an advisor. The full calculator includes adjustable tenure and eligibility guidance.
Live mortgage rates
Why choose Al Amal
We compare real bank offers, explain the trade-offs, and keep paperwork moving so you can close on time.
Most pre-approvals in 24-48 hours once docs are ready.
Clear fees, timeline, and one point of contact.
We package your file to reduce bank follow-ups.
Our process
Share your goals, property type, and financial profile in 15 minutes.
We shortlist the best lenders and pre-qualify your application.
We manage valuations, approvals, and compliance documentation.
Sign your offer letter, and we handle the disbursement.
Google reviews
FAQs
Clear, bank-aligned answers so you can move forward with confidence.
UAE residents typically require 20% for properties under AED 5 million. Non-residents usually need 40% or more depending on the bank.
Most pre-approvals are issued within 24-48 hours once documents are complete. Final approval depends on valuation and compliance checks.
No. Our consultation is free and we are paid by partner banks upon successful disbursement.
Yes, but early settlement fees may apply. We compare options to ensure refinancing still delivers net savings.
Typically Emirates ID/passport, salary certificate, bank statements, and property documents. We send a full checklist after onboarding.
