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Tailored mortgage services for every property journey
From residential loans to complex commercial structures, we align lenders, eligibility, and approvals to your goals.
Residential Mortgage
From first-time buyers to seasoned investors, we secure approvals with clear guidance.
Benefits
- Access to fixed and variable rates
- Fast pre-approval and valuation support
- Mortgage structuring for joint applicants
Eligibility
- Salaried or self-employed applicants
- Minimum salary AED 15,000
- UAE resident and non-resident options
Process
- Profile assessment and bank matching
- Document collection and pre-approval
- Valuation, offer, and disbursement
Commercial Mortgage
Finance office, retail, or warehouse assets with structured repayment plans.
Benefits
- Tailored LTV for income-producing assets
- Flexible repayment terms
- Cash-flow aligned underwriting
Eligibility
- Registered business with audited statements
- Property located in approved UAE zones
- Business vintage of 2+ years
Process
- Commercial viability review
- Bank proposal and term sheet
- Legal documentation and drawdown
Refinance / Buyout
Switch to a better rate, lower monthly payments, or unlock equity.
Benefits
- Reduce interest rate exposure
- Consolidate liabilities
- Access cash for renovation or expansion
Eligibility
- 12+ months repayment history
- Property valuation available
- No major late payments
Process
- Rate benchmarking
- Buyout approval and settlement
- New facility setup
Benefits
- Flexible currency structures
- Cross-border income verification
- Dedicated relationship manager
Eligibility
- Valid passport and residency proof
- International income documentation
- Minimum down payment 40%
Process
- Profile assessment and bank shortlist
- Document verification
- Approval and transfer
Equity Release
Monetize owned property to fund investments or business growth.
Benefits
- Competitive rates on existing properties
- Flexible use of released cash
- Access to multiple lenders
Eligibility
- Property with clear title deed
- Stable income history
- Acceptable debt-to-income ratio
Process
- Property valuation
- Loan structuring and approval
- Funds release
Benefits
- Structured milestone payments
- Handover-ready approvals
- Developer coordination
Eligibility
- Approved developer and project
- Minimum income AED 20,000
- UAE resident or qualifying non-resident
Process
- Project assessment
- Pre-approval and commitment
- Final disbursement at handover
